Amy Cimetta, Vista Sotheby’s International Realty

Getting Prequalified

Most real estate agents and lenders recommend that home buyers get prequalified with a lender before selecting a home to purchase. This way you will have the best information about the price you have chosen.

  • With prequalification, you can determine which loan program best fits your needs and which programs you qualify for.
  • You will know exactly how much you are qualified for.
  • Your monthly payment will be set. This will allow you to budget your money before making this large investment.
  • It shows you what the down payment and closing costs will be.
  • If you are a first time buyer, you may be able to qualify for a special first time buyer program which may allow you to afford more home for your money.
  • Being prequalified will allow you to move quickly when you find a home you want to purchase. If you find a home, you risk the chance of losing it to another buyer if you still have to take the time to get prequalified by a lender.
  • And remember, prequalification does not require any obligation on the buyer’s part.
Amy Cimetta

Amy Cimetta

Broker Associate, MBA


License: 01774767

Vista Sotheby’s International Realty

2501 N. Sepulveda Blvd, 2nd Floor
Manhattan Beach, CA 90266

310.542.9054 direct

310.428.8804 cell

“I have bought and sold many houses and Amy is the best agent I've ever had.”

-Jeannette Christensen
Easy Reader's Best of the Beach

5-star Rated Agent


Top Realtor

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