The Preliminary Title Report

Reviewing the Preliminary Title Report
The preliminary report indicates the type of title insurance offered by that title company. It also indicates the exclusions and exceptions from coverage under which the policy will be issued.

The preliminary report should be reviewed immediately with special attention to the following areas:

• Verify the property address. The plat map and legal description must match the address.
• Verify the vesting. Make sure the names on the report are the same as the names on the purchase contract.
• Read the informational notes for important facts
• Carefully review the exceptions: bonds, deeds of trust, current taxes, additional assessments, CC&Rs, and easements.
• Look for surprises. If you can’t locate an easement, if an unexpected deed of trust appears, etc. call your escrow officer right away.