Amy Cimetta, RE/MAX Estate Properties

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The Loan Process

  1. Pre-qualification/Interview
    Application interview
    Lender obtains all pertinent documentation.
  2. Order Documents
    The lender will order any documents as deemed necessary such as a credit report, preliminary title report, an appraisal on the property, verifications of employment, mortgage, rent, and funds to close escrow.
  3. Loan Submissions
    The loan package is assembled and submitted to the underwriter for approval.
  4. Documentation
    Supporting documents come in.
    Lender checks on any problems and requests for any additional items are made.
  5. Loan Approval
    Parties are notified of approval and prior to funding documentation conditions.
  6. Documents are drawn
    Loan documents are complete and sent to title. Borrowers come in for final signatures.
  7. Funding
    Lender reviews the loan package.
    Funds are transferred by wire or cashier check.
  8. Recording of Documents
    Title company records deed of trust at the county recorder’s office.
Amy Cimetta

Amy Cimetta

Broker Associate, MBA

CDPE, SRES, QSC

License: 01774767

RE/MAX Estate Properties

2601 Pacific Coast Highway, Hermosa Beach, CA 90254

310.542.9054

310.428.8804

amy@LuvWhereULive.com

RE/MAX Hall of Fame

“I have bought and sold many houses and Amy is the best agent I've ever had.”

-Jeannette Christensen
Easy Reader's Best of the Beach

5-star Rated Agent

ZillowYelpTrulia

2016
Top Realtor

Business Review Council of America